What APR can I qualify for on a Ferris mower?

Rates start as low as 4.9% APR for qualified credit through our top national lenders. Final rate depends on credit profile, down payment, and term length.

How long can I finance a Ferris mower for?

Terms run up to 84 months on commercial-grade Ferris zero-turns and stand-on mowers, depending on machine cost and credit approval.

Will applying for financing hurt my credit score?

No. Pre-qualification is a soft credit pull and has no impact on your credit score. A hard pull happens only when you accept a final offer and proceed to purchase.

Do I need a down payment to finance a mower?

A down payment is not required for qualified credit, but putting money down lowers your monthly payment and total interest. Most buyers put 10–20% down.

How fast does mower financing get approved?

Pre-qualification decisions typically come back in under 60 seconds. Final approvals on most applications take 1–3 business hours during weekday business hours.

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We work with top national lenders to get you the best rate. Fill out the form below and you'll receive an instant pre-qualification decision.

✓No credit impact — pre-qualification uses a soft check only

Pre-Qualify with Octane (30 seconds)Full Credit App

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Octane / Roadrunner Financial

Fast pre-qualification with no impact to your credit score. Results in under 2 minutes, e-sign capable, for qualified buyers.

✓ Instant decision for qualified buyers✓ No SSN to pre-qualify✓ Instant decision

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Top National Lenders

We work with multiple lenders to find the best rate for your situation. Terms from 60 to 84 months available.

60 Months

As low as 4.9% APR

72 Months

As low as 4.9% APR

84 Months

As low as 4.9% APR

Full App

Rates shown are promotional rates available to qualified buyers and may vary based on creditworthiness, loan amount, and lender. All financing is subject to credit approval.

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Add a co-applicant

Adding a co-applicant can improve approval odds and rates.

I certify that the information in this application is complete and accurate. I authorize Dykes Motors and the lenders it submits this application to obtain consumer credit reports about me, and to verify my employment, income, residence and banking information, in connection with this credit request and any update, renewal, extension or collection of the credit extended. Creditors receiving this application will retain it whether or not it is approved, and may rely on it in deciding whether to grant the credit requested. I understand a false statement may subject me to criminal penalties. If a co-applicant is listed, we intend to apply for joint credit.I have been given the Dykes Motors Privacy Notice describing what personal information we collect, how we use and share it, and how I can limit certain sharing. Read the Privacy Notice.I consent to do business electronically with Dykes Motors and its lenders, and to receive this application, credit disclosures, notices and contracts electronically rather than on paper. I can request a paper copy at no charge, and I can withdraw this consent, by calling or emailing us. To view and keep these records I need a device with internet access, a current web browser, and either an email address or a phone that receives text messages. My typed name and this checkbox are my electronic signature. (Optional. Leave it unchecked and we will print your paperwork and sign it with you in person.)

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Your typed name, today's date and the boxes above are recorded together as your signature on this application.

The pre-qualification shown here is based on basic financial criteria and does not guarantee credit approval.

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