Ferris MowersBobcatLS TractorsUsed Vehicles

Financing at Dykes Motors.

Complete the application below and we'll connect you with our lender network. We come back to you with real numbers, not estimates.

Vehicle financing

Trucks, SUVs, and cars through our network of top national lenders. Apply once, lenders compete, you pick the payment that fits. Trade-ins count as cash down.

Start your application

Equipment financing

Tractors and mowers qualify for OEM promotional programs a car loan can't touch — 0% up to 120 months on select LS tractors, and seasonal 0% programs on Ferris mowers with approved credit. Ask us for the current month's offer.

Estimate your payment

Estimated payment
$517/mo
$28,000 financed over 72 months

Estimate only. Your actual rate and terms are set by the lender at signing — this is not a financing offer. Pre-qualify below for real numbers.

Credit application

Secure application. We send it to our lending partners and they compete for your rate. Only a few fields are required, the rest help us get you the best terms.

Applicant Information

Time at Residence

Applicant Employment

Time on Job

Vehicle of Interest

Or describe what you're looking for:

Financing

Authorization & Consent

Questions? Call us at (601) 516-7255.

How financing works.

We work with several lending partners, which gives us flexibility to put together financing that fits a range of needs, and you are always welcome to bring your own financing from your bank or credit union. Tell us what works for your budget and we will line up the options.

Fill out the credit application above. We send it to our lending partners, they compete for your business, and we present the best offers to you. You pick what fits your budget, we finish the paperwork, and you drive home.

What affects your rate.

Credit history — the biggest factor. A longer track record of on-time payments generally gets you better rates.

Term length — shorter terms (36–48 months) typically carry lower interest rates than longer ones (72–84 months). A longer term lowers your monthly payment but costs more in interest over time. We show you the comparison.

Down payment — more down usually means a lower rate and a lower monthly payment.

Trade in or sell us your vehicle.

Trading in is simpler than most people think, and you do not need the title in hand or a loan that is already paid off. If you still owe on your vehicle, we will appraise it, agree on a value with you, and handle the payoff with your lender directly. If you would rather just sell it, we will buy your vehicle outright even if you are not buying one from us. Trade-in value and outright purchase value are figured a little differently, so we will walk you through both.

A trade-in value applies directly toward your purchase, the same as cash down. We give you a straight offer based on condition, mileage, and market, with no lowballing after you've agreed to a deal.

Buying from Dykes Motors is easy.

The whole process is easier than you would expect. Most of it can be handled online or over the phone with one of our sales representatives, so you can be most of the way to done before you ever drive over. We also deliver, and in many cases the final paperwork is signed right at delivery, or electronically by email.

Your information is secure.

Your application is encrypted in transit and stored securely. It is shared only with licensed lenders for the purpose of arranging financing for your vehicle purchase.

Visit Us in Collins, MS

3069 Hwy 49, Collins, MS 39428 · (601) 516-7255 · Get directions